Privacy Policy

Updated January 20, 2020

The website ("Site") for Wealth Strategist Partners ("Wealth Strategist Partners," "we," or "us"), was created to provide information about our company, including our investment services, lending services and joint venture opportunities (together with the Site, the "Services"). We value the privacy of our Service visitors ("you," "your," or "user"), and in order to protect your personal information, we have implemented the following Privacy Policy with provisions that apply to the collection of data by Wealth Strategist Partners, its subsidiaries, and its affiliates. If you have questions or concerns regarding this statement, you should first contact us at info@wealthstrategistpartners.com or (312) 863-6080.

Our Privacy Policy discloses the type and nature of information we collect and how we use it, as well as the choices you can make about the way your information is collected and used. We also explain how any requests for personal or personally identifiable information will be used. Finally, we present our security policy, which outlines how your personal information is protected.

Information We Collect

Wealth Strategist Partners collects personal and financial information from you when you visit the Site. The majority of information is collected during the registration and/or application process and, while some items are optional, most are required for legal or security purposes. You may choose to provide additional information during subsequent visits to the Site, but keep in mind that some of this information will be required if you wish to partake in the Services.

In general, the type of information we collect includes, but is not limited to:

• Personal data required to verify your identity;
• Personal and financial data necessary to assess your eligibility to utilize the Services on the Wealth Strategist Partners platform; and
• on-identifiable and aggregated personal data pertaining to your Site visits that help us maintain the appropriate features, functionality and user experience

Personal Data

Investor registration and lending applications will require you to provide basic personal data. Such information typically includes your name, email address, home address and phone number, date of birth, social security number and/or tax identification number, employer and job title. Wealth Strategist Partners uses this data to: (i) enable you to log in to the Site; (ii) establish your ability to view offering materials and to make investments through the Site (for U.S. residents, such ability is restricted to "accredited investors" with a certain level of annual income or net worth); (iii) determine your credibility to partake in lending opportunities; (iv) verify that you are at least 18 years of age; (v) guard against potential fraud; (vi) contact you if there is a problem with your account; and (vii) maintain regular communications with you as may be necessary to inform you of upcoming investment opportunities and other company updates.

Wealth Strategist Partners will also gather the names and email addresses of users who contact us through the Site with questions about our company or lending platform. We collect this information for the sole purpose of responding to such inquiries and do not store the contact information unless requested to do so, as in the case of job applicants who submit resumes.

Financial Data (for Investors)

When you subscribe to make an investment in one of our offerings on the platform, you will again be asked for your personal data. You will also be required to provide financial data, such as your bank routing number and bank account number, to enable us or our broker-dealer partners to utilize your bank account to originate funds transfers and make subsequent investment disbursements to you.

Financial Data (for Borrowers)

You will be asked to provide and disclose financial data when filling out an application to partake in lending services. Such information may be shared with third parties. See "How and When Your Information Is Shared With Other Parties" for more details.

Non-Identifiable Data and Aggregated Personal Data

Regardless of whether you register for an account or submit an application, Wealth Strategist Partners may send one or more "cookies" to your computer. Cookies are small text files placed on your web browser when you visit our Site that store information on your computer, such as your Site preferences. We use cookies when you sign in to keep track of your personal session, including some account identifiers to ensure that you are the only person making changes to your account. We also use cookies to track your activity on the Site as a unique person. For security purposes, all of this information is stored in encrypted form. No personal information about you is stored.

You can set your web browser to inform you when cookies are set, or to prevent cookies from being set altogether. Please note, however, that if you decline to use cookies, you may experience reduced functionality and slower site response times. In some instances, declining to use our authentication-related cookies may prevent you from using the website entirely.

Wealth Strategist Partners (or our service providers, such as Google Analytics) may also collect web surfing data related to your use of the Site. Such information may include: your Internet Protocol (IP) address, browser type, and internet service provider (ISP); your operating system; which of our web pages you access and how frequently you access them; referral or exit pages; click stream data; and the dates and times that you visit the Site. This data may be collected using cookies, web beacons, page tags or similar tools. As with cookies, the web surfing information is anonymous, "click stream" transactional data that is not associated with any users as individuals.

Web surfing data and similar information may be aggregated for administrative purposes. Wealth Strategist Partners may, for example, use this aggregated information in the administration of the Site to improve its usability and to evaluate the success of particular marketing and advertising campaigns, search engine optimization strategies, and other marketing activities. We also use it to help optimize the Site based on the needs of our users.

How and When Your Information Is Shared With Other Parties

Wealth Strategist Partners does not sell or rent personal information about its users for marketing purposes. We do, however, work with a number of trusted partners who perform vital functions as part of our operations.

Sharing of Investor Information

Wealth Strategist Partners also works with (among others) providers of hosting services for the Site, electronic signature providers, and electronic payment service providers. We may engage third parties to help us carry out certain other internal functions such as account processing, client services, or other data collection relevant to our business. Examples of third parties might include those that perform data processing, reporting, tax documentation, custody or escrow services. Information is shared with these third parties only to the extent necessary for us to process the transactions you initiate or perform other specific services, like collections. Our partners are legally required to keep your information private and secure.

We may share your information with law enforcement or other government agencies as required by law or for the purposes of limiting fraud. We reserve the right to disclose your personally identifiable information when we believe that disclosure is necessary to protect our rights or to comply with a judicial proceeding, court order or legal process. We further reserve the right to disclose any of your personal information that we believe, in good faith, appropriate or necessary to take precautions against liability, to investigate and defend against any third party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of the Site or our services, or to protect the rights, property or personal safety of Wealth Strategist Partners, its users, issuers, or others.

Notifications and Communications from Our Site

Wealth Strategist Partners will send you email notifications from time to time. Some notifications are required elements of your transactions on our platform, such as confirmations of particular actions you have taken. These mandatory notices are sent typically to notify you of a change in status. For example, you will receive a notice when you are confirmed as an investor.

We also send out notices that are required for legal or security purposes. For example, certain notifications are sent for your own protection to ensure that another person cannot make a change to your account without your knowledge. In other cases, these notifications involve changes to various legal agreements or Site policies. Generally, you may not opt out of such service-related emails.

When you register as an investor, you will receive emails that confirm specific actions you requested. These will include emails to which you must respond to complete your registration and notifications confirming your registration. Thereafter, you will receive emails when a new investment opportunity is offered, as well as updates concerning the progress of the funding of such offering and/or other relevant information. If you make an investment through the Site, Wealth Strategist Partners will also send you confirmations of the investment as well as occasional updates as to the status of that investment and the timing of distributions relating to that investment.

We may also send you responses to emails you send us, if appropriate. From time to time, we will also send user surveys, requests for user feedback regarding user experience and Site operations, or marketing offers from us or from us on behalf of our marketing partners. Completing these surveys, answering requests for feedback, or accepting any offer is strictly voluntary. If you do not wish to receive these surveys, user feedback emails, and/or marketing offers, please opt out in any offer email you receive from us.

Where You Can View and Correct Your Information

We urge you to review your information regularly to ensure that it is correct and complete. If you believe that any of your information is incorrect, or if you have any questions regarding this Privacy Policy, please contact us at info@WealthStrategistPartners.com.

Links to Other Sites

If you follow any links that direct you away from the Site, this privacy policy will not apply to your activity on the other websites you visit. We do not control the privacy policies or the privacy practices of any third parties.

International Users

The Site may be accessed by users located outside the United States. If you choose to use the Service from the European Union or other regions of the world with laws governing data collection and use that may differ from U.S. law, then please note that you are transferring your personal information outside of those regions to the United States, and that by providing your personal information on or through the Site then you consent to that transfer.

YOUR RIGHTS

Your rights described in this privacy policy are applicable only if you reside in a jurisdiction where the provision of such rights is required by the data protection and privacy laws of the governing regulatory authority, as outlined further below.  These rights may be limited and subject to further legal requirements.

California Consumer Privacy Act, 2020

• The right to be informed about what information is being processed and the rationale for the processing;
• The right to know whether and to whom your information is sold or disclosed and to opt out of the sale, if applicable;
• The right to access (i.e. view or request copies of) your information that is being processed;
• The right to request that we delete your information under certain circumstances; and
• The right to not be discriminated against for exercising your rights under the California Consumer Privacy Act.

GDPR, 2018

• The right to be informed about what information is being processed and the rationale for the processing;
• The right to access (i.e. view or request copies of) your information that is being processed;
• The right to request that we rectify information if it is inaccurate or out of date;
• The right to request that we delete your information (the right to be “forgotten”) under certain circumstances;
• The right to restrict processing your information if you contest its accuracy, the lawfulness of its processing or if we no longer need it;
• The right to object to the processing of your information if processing is based on our legitimate interests or for direct marketing purposes;
• The right to be informed about and object to the existence of automated decision making, including profiling, and about its significance and consequences on you; and
• The right to request a transfer of your information to a third party in certain circumstances.